Grace-Frances Afful is a Systems Engineer by profession and she is also a Licensed Financial Professional within many different states in the US. Some of the states she is licensed in are Maryland, North Carolina, Ohio, Kentucky, Indiana, and Colorado. Her passion is to share basic financial concepts with her community for free. She has been blessed with the opportunity to speak about Financial Literacy and Leadership Development to different individuals and at different churches and organizations to close the financial gap within our communities. Most people do not plan to fail, they just fail to plan! Make sure that you are on the right financial course today!!